What should I do for my boyfriend for our one-year anniversary?

Q. Coming up is my boyfriend and I's one year anniversary. I have no idea what to get for him! For our six month, I made him a scrapbook of pictures up until six months. It took me forever and he loved it. I send him letters when he is in college (we go to different schools) and occasionally I send him little care packages with food. We go out to lunch and dinner often, and I think he is planning on taking me out for our one-year. I really love making him homemade gifts; I usually make him gifts, but buy things as well, that usually have meanings behind them.

Any ideas on what to buy for him, to make, or to take him?

Thank you!

side note: He is 20 years old and he loves the outdoors.

A. you could give him a personalized pocket knife
http://www.agiftpersonalized.com/personalized-knives-and-pocket-tools.html

or there is this craft i still want to do called 52 reasons i love you and it is where you take a deck of cards and create this little cute well here is the link
http://www.lisas-craft-blog.com/2012/02/tutorial-52-reasons-i-love-you-book.html

also if you want to make something crafters blogs are the best place to look :]

if your good at cooking i know all men love cookies and that would also be a very nice thing to do but i would add that with something else hope this helps

Original Question

What should I get my uncle for Christmas?

Q. He is 45 years old. He loves golf and football, especially the New England Patriots and Georgia Bulldogs! Thanks to anyone:)

A. How about any of these to think about. You don't have to get any of them as a gift IF you don't want to, but it might give you ideas or something comes to mind.


BOOKS
=======
Dead or Alive by Tom Clancy with Grant Blackwood

Locked On by Tom Clancy with Mark Greaney

Threat Vector by Tom Clancy with Mark Greaney

Tinker Tailor Soldier Spy by John Le Carre

President's Secret Wars: CIA and Pentagon Covert Operations since World War II Through The Persian Gulf by John Prados

Inside the CIA: Revealing the Secrets of the World's Most Powerful Spy Agency by Ronald Kessler

The CIA's Black Ops: Covert Action, Foreign Policy and Democracy by John Jacob Nutter

MI6: Inside the Covert World of Her Majesty's Secret Intelligence Service by Stephen Dorril

Delta Force: The Army's Elite Counterterrorist Unit by Charlie A. Beckwith and Donald Knox

No Easy Day: The Firsthand Account of the Mission That Killed Osama Bin Laden by Mark Owen With Kevin Maurer

Light on Life: The Yoga Journey to Wholeness, Inner Peace, and Ultimate Freedom by B.K.S. Iyengar, John J. Evans and Douglas Abrams

Let's Face It: 90 Years of Living, Loving, and Learning by Kirk Douglas

Michael Douglas: A Biography by Marc Eliot

The Magic of Thinking Big by David J. Schwartz

The Illustrated A Brief History of Time / The Universe in a Nutshell by Stephen Hawking

The Art and Craft of Coffee: An Enthusiast's Guide to Selecting, Roasting, and Brewing Exquisite Coffee by Kevin Sinnott

Bringing Down the House: The Inside Story of Six M.I.T. Students Who Took Vegas for Millions by Ben Mezrich

Zen and the Art of Poker: Timeless Secrets to Transform Your Game

Double or Nothing: How Two Friends Risked It All to Buy One of Las Vegas' Legendary Casinos by Tom Breitling with Cal Fussman,

The War at the Shore: Donald Trump, Steve Wynn, and the Epic War to Save Atlantic City by Richard D. Bronson

Leisureguy's Guide to Gourmet Shaving - Fifth Edition: Shaving Made Enjoyable by Michael Ham



DVD/BLU-RAYS
==============
Planet Earth

Life

Human Planet

Frozen Planet

Reilly - Ace of Spies

Tinker Tailor Soldier Spy(BBC miniseries and/or the movie version)

Smiley's People(BBC miniseries)

A Perfect Spy(BBC miniseries)

Celine Dion: Live in Las Vegas - A New Day

American Experience - Las Vegas - An Unconventional History

All In: The Poker Movie

Inside Job

Le Mans

Terminator 2: Judgment Day Skynet Edition



MUSIC
=======
The Beatles 1

Frank Sinatra: Best of The Best Deluxe Edition

Dino: The Essential Dean Martin

Christmas With The Rat Pack

Romanza - Andrea Bocelli

Concerto, One Night in Central Park - Andrea Bocelli

Dream With Me - Jackie Evancho

Illuminations - Josh Groban

Hit Man Returns [CD/DVD] - David Foster

Isles of Wonder: Music for the Opening Ceremony of the London 2012 Olympic Games

Skyfall soundtrack

The Best Of Bond... James Bond 50th Anniv. soundtrack


BAG AND ACCESSORIES
=======================
Tommy Hilfiger Wallet, Brighton Passcase

Perry Ellis Portfolio, 10 Piece Grooming Set

Perry Ellis Portfolio, Zip Top Travel Kit


Men's Watches
=============
Smith & Wession Commando watch

Smith & Wession Tactical watch


MEN'S GROOMING & PERSONAL CARE
=================================
Gillette Fusion ProGlide Power Razor

Gillette Fusion Fusion Phantom Power Razor

Silver Plated 4 Piece Shave Set

Solid Brass 4 Piece Shave Set

Remington Titanium Nose & Ear Trimmer

Deodorant from companies like Speed Stick, Old Spice, Brut and Degree

Col. Conk Bay Rum Shave Soap




ELECTRONICS/GADGETS
=====================
Bose® - QuietComfort® 3 Acoustic Noise Cancelling® Headphones - Silver

Bose® - AE2i Audio Headphones

Beats By Dr. Dre - Monster Solo High-Definition Over-the-Ear Headphones with ControlTalk - Black
Model: 132711-00

Flat Panel Speakers by Sakar International

Jawbone JBG01MS Icon Bluetooth Headset with Noise Assassin 2.5 - Mesh

Jawbone JBG01SA Icon Suede Bluetooth Headset

ipad mini


MISC
=====
iTune gift card

Starbuck gift card

Target gift card

Macy's gift card

Sports Authority gift card

Best Buy gift card

One year Costco membership (IF he does not have one or has not renewal it)

JCPenny's Stafford® Mens Memory Foam Clog Slippers

Macy's Club Room Slippers, Chris Suede Clog(has memory foam footbed)

New England Patriots Fleece



MAGAZINE SUBSCRIPTION
========================
Entertainment Weekly

Smart Money

Money

Eye Spy

Counterterrorism

Soldier Of Fortune

The Economist

Men's Health

Casino Player

Las Vegas

Bluff

Los Angeles Magazine

Home Theater

Sound And Vision

Original Question

Why have health care costs increased increased so exponentially in the last thirty or so years?

Q. I'm looking for a detailed in depth answer and not the usual polemics and talking points. When I was younger I had jobs that did not provide health insurance and was able to incur some costs that would ruin me today , but did not in that time. What exactly has happened to get us into the unfortunate place we find ouselves now?

A. It's a combination of things, primarily governmental bad choices and the HANDFUL of large insurers who DOMINATE health care.

A FEW examples of how the government drives up costs:

the laundry list of nonsense states require in order to allow a plan to be sold in their state. There is NO good reason for this. If someone wants a "barebones" plan and the company is solvent, let it be offered, instead of stupidly DEMANDING that chiropractic care be offered, or something else that some people won't want.

When we have government programs (and we have SEVERAL: Medicare, Medicaid, SCHIP, IHS, VA, as well as other programs that allow more income than Medicare, but that's the concept), ALL should do everything possible to reduce costs. Example: the VA logically allows for negotiated prescription med prices, Medicare is prohibited. End result: far more expense for the taxpayer and the patient. ALSO those on Medicare a decade ago who had an HMO version typically got drug coverage that is BETTER than the current idiocy of the "donut hole" that they've all apparently converted to now. Thanks, Uncle Sam.

Freebies for "charity hospitals." Fact is the bulk of hospitals have this designation and are tax-exempt. The idea was that they'd give back the equivalent of their tax pass to the public they are supposed to serve. Fact: the majority fail to do so. See CAGW--Citizens Against GovernmentWaste--also check out specifially IL AG's Madigan's attempt to get them to get on board with that.

AWP BS--AWP is the "Average Wholesale Price" of drugs. It's a fictional story designed to bump up government payment to drug companies.

ERISA shield--most folks with insurance still get it through work. ERISA has been misapplied by the courts and folks with insurance that way can be denied treatment their plan SHOULD cover with impunity. IF they damage the patient, all they can be out in court is what the treatment that was denied would cost. IF they can win the "drag it out" lottery and the patient dies, they can't even be fined! Read Jamie Cort's book "HMOs: Making a Killing."

See the testimony of Meidinger re: the routine bad accounting principles where they get GIFTS that other businesses and certainly PEOPLE would pay tax on and don't: http://www.ftc.gov/reports/healthcare/040723healthcarerpt.pdf

Also government routinely tries to balance their Medicare Ponzi scheme on the backs of doctors--who are stopping taking this bogus system:
http://www.massmed.org/AM/Template.cfm?Section=vs_mar05_top&TEMPLATE=/CM/ContentDisplay.cfm&CONTENTID=11037
"That dark cloud lurking over the shoulder of every Massachusetts physician is Medicare. If Congress does not act, doctors' payments from Medicare will be cut by about 5 percent annually, beginning next year through 2012, creating a financial hailstorm that would wreak havoc with already strained practices.

Cumulatively, the proposed cuts represent a 31 percent reduction in Medicare reimbursement. If the cuts are adjusted for practice-cost inflation, the American Medical Association says Medicare payment rates to physicians in 2013 would be less than half of what they were in 1991."
The media who refuse to report these facts wouldn't take that kind of pay cut OR any pay cut.

Insurers bad faith is quite common. Examples include:

Linda Peeno, MD comes clean about how insurers deny claims to save money, NOT to follow the policy agreement:
http://www.thenationalcoalition.org/DrPeenotestimony.html

more bad faith, esp. with United Health Care:
http://www.newsmax.com/medicine_men/medical_insurance/2008/01/03/61543.html


attempted end runs to make sure they get their excessive demands met by now using flat out predatory lending practices:
http://www.businessweek.com/bwdaily/dnflash/content/nov2007/db20071120_397008.htm

I could go on--I've studied these things for some time now. On the bright side, the current system could be VASTLY improved with some sensible changes, including:

price transparency--no reason why prices can't be posted up front and before the fact. Many expenses are NOT for emergencies and people should be able to shop around and make an INFORMED financial decision, which they are DENIED now, though this is the ONLY industry in which that is allowed. (If you're a car repair shop and you don't follow the law on estimates, not only are you SOL you may not be able to get ONE CENT for work done. You don't see them laughing at the law much in those states on car repair.)

EVERYONE should be required for all non-emergency procedures, to give the patient the bottom line bill. The insurer should be legally required to pay what he says he will BARRING fraud. Any LIKELY procedures should be simarly costed out and locked in. Example: angiogram? Good chance you'll need an angioplasty and the cardiologist might want to do it there and then. Have him do the medical informed consent AND have the bill costed out for JUST the angiogram AND the angioplasty IF needed--takes a lot of pressure off everyone as well. No reason for anyone to object. We all know if a patient codes on the table, there will be additional charges, but that doesn't happen often and as it is a medical emergency, you have to treat it.

Oh and "compassionate entry" is costing us a LOT. The Border Patrol is told specifically to let in illegals who are sick for care they know the taxpayer will have to pay for:
"Dickson emphasizes that not all the free care is going to illegal aliens passing through on their way to other states. About half goes to Mexicans who use the Copper Queen as their personal emergency-care facility. In effect, the hospital, which performs general surgery, has become the trauma center for that stretch of northern Mexico. If an ambulance pulls up to the border-crossing point near Bisbee and announces "compassionate entry," the border patrol waves it through, and the Copper Queen is compelled to treat the patient. It is one more program that Congress mandates but does not pay for. "If you make me treat someone," says Dickson, "then you need to pay me. You can't have unfunded mandates in a small hospital." Although the Medicare drug act that passed last year provides for modest payments to hospitals that treat illegal aliens, Dickson says there is a catch that the U.S. government has yet to figure out. "How do I document an undocumented alien? How am I going to prove I rendered that care? They have no Social Security number, no driver's license.'"
http://www.time.com/time/magazine/article/0,9171,995145-7,00.html

Frankly, more can be said, but if you're interested in a PLAN that makes sense (we need to do something with the huge sums we spend on the government programs we ALREADY have millions enrolled in), then here it is and it's being ignored by the pols because there's nothing in it for them apparently. (I found this months ago and sent a good summary and link to the FREE PDF and the federal level ones ignore the hell out of it.) Check it out and see what you think: no increased individual taxes, no mandates for employers, but a funding solution that solves another problem in the system:
http://www.booklocker.com/books/3068.html

Oh and that plan would work because when you get something close to a free market, it DOES work:

Check out LASIK prices over a decade--did they go up 120% like Medicare premiums did (1998: $43.80, 2008 $96.40) or did they drop like a rock? Why did they drop--few third-party payers involved.

Ditto plastic surgery--look at the cost of a "tummy tuck" which is MAJOR abdominal surgery and compare with a MEDICALLY NECESSARY uncomplicated appendectomy if you're uninsured. The appy will bankrupt you in many cases.

Walk-in clinics (Wal-Mart, CVS, grocery stores) be seen in a short time and treated for around $100--from sprains to upper respiratory infections, strep throat, etc.

SimpleCare.org

http://www.azcentral.com/community/gilbert/articles/0217er17.html
The key is it is DOCTOR OWNED and DOCTOR RUN.

Original Question

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Title Post: What should I do for my boyfriend for our one-year anniversary?
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